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From kitchen to commerce, microcredit transforms housewives’ lives

today9 October 2025

Background


Martinila Mat Akhir
Martinila Mat Akhir sells air batu campur in her neighbourhood with the help of TEKUN’s microcredit scheme, earning around RM500 a month, which helps cover the school expenses of her two youngest children.
KUALA LUMPUR:

Business financing facilities such as microcredit schemes are giving new hope to housewives, enabling them to generate income and actively contribute to their families as well as the economy.

In the past, housewives were often confined to managing household duties, but many are now proving their independence through microfinancing initiatives offered by agencies such as the National Entrepreneurial Group Economic Fund (TEKUN) and Bank Simpanan Nasional (BSN).

A brave step for the family

For Martinila Mat Akhir, 46, the decision to leave her full-time job and focus on raising six children was far from easy. However, her desire to support her husband, who was then serving in the armed forces, motivated her to venture into a small business.

“I had already resigned…

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Written by: Yasmin Abdul Latif


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